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RIBA business insurance

RIBA business insurance

RIBA business insurance

From RIBA Financial Services

We are proud to have partnered with one of the UK’s leading brokers, Arthur J. Gallagher, to offer you a range of business insurance products. Our team of specialists have an in-depth practical understanding of the insurance and risk management needs of architectural practices.

We guarantee to beat your renewal quote* on our business insurance package

Business insurance package

Buy your Public Liability, Employers Liability and Contents and Equipment Insurance with us as a package and we will guarantee to beat your renewal quote*

Public Liability

If your business comes into contact with the public you should consider Public Liability cover. It protects your business against claims made by a member of the public due to personal injury or damage to property as a result of your business activity whether at your business premises or at another location.

Employers Liability

Do you have employees? If your business has employees you should have Employers Liability in place. This cover protects you in the event of an employee suffering an accident whilst at work that results in a claim for compensation. Without this cover any claim could be costly and detrimental to your business.

Even if you have volunteers it is worth talking to an advisor in order to understand your requirements.

Business Content and Equipment insurance

If your business relies on the building you operate from or the equipment you use, then this cover is essential. It will protect you for the loss or damage to property that belongs to your business. Protect your office in the event of unexpected incidents such as fire, flood and thefts which can have a detrimental impact on your business.

As an architect, you use specialist equipment so having sufficient protection in place for equipment and contents is important. This insurance covers equipment against damage, loss and theft whilst on your business premises and can be extended to cover items away from the office.

*When you buy Employers Liability, Public Liability and Contents and Equipment Insurance together as a package. New clients only with no claims in the last 5 years.

Our other insurance products

Business Interruption

Directly related to buildings & content, Business Interruption protects your business income in the event your business suffers material damage that negatively impacts on its ability to operate (such as fire and flooding). Subsequently making it difficult financially for your business to survive. Our Business Interruption insurance helps support a business get back trading.

Director and Officers

This Insurance offers financial protection for directors, officers and key employees within your business from compensation claims and associated defence costs in the event a claim is made against them.

Personal Accident

Covers you financially should you be unable to work due to injury caused by an accident. It can also be extended to cover other key members of staff within your business. Personal Accident insurance provides compensation for lost income and medical costs in the event of accident death or injury.

Cyber Insurance

Technology is becoming increasingly relied upon within businesses and data breaches are becoming more frequent. Our Cyber Insurance protects you against this increasing risk of cyber-crime, covering the legal costs of being liable in the event you are sued by affected customers or employees following a data breach, restore lost cash or assets and covers the cost of interruption and lost revenue as a result of fraud or theft via electronic or telecommunications.

Legal Protection

Defending yourself in the event of a claim made against your business from a third party (including employees, customers and suppliers) can be costly. Legal protection provides cover for the cost of legal advice and representation if you are faced with such a situation.

Contact us - let us beat your renewal quote

For questions about our business insurance products or to get a quote, please contact our specialist team

Professional Indemnity

This is essential insurance for architects providing necessary cover for costs incurred and resulting damages if your business is subject to allegations of inadequate advice or service from a client or any third party.

Arthur J. Gallagher Insurance Brokers Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: Spectrum Building, 7th Floor, 55 Blythswood Street, Glasgow, G2 7AT. Registered in Scotland. Company Number: SC108909. www.ajginternational.com

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